Your Money
How To Improve Your Finances
Money worries are one of the main contributors to stress and problems in marriage and families. But it doesn’t have to be like that, even if you earn a minimum wage. Sometimes the solution is as easy as simply changing your mindset. Here are six ways your attitude towards money can improve your finances and [...]
5 Ways To Stay Safe At The ATM
For many of us the convenience of ATM transactions is essential, and while most of these machines are secure, you should always take the following precautions:
6 Ways To Save Money Every Month
Saving for unexpected emergencies and major life changes is important, but it can be really difficult. Here’s how to get it done – quick and easy! 1. Don’t Buy Things You Don’t NeedDon’t give in to the sweets counter at the supermarket or the special on a brand of chips. Stick to your shopping list [...]
Cut Down On School Expenses
The cost of school fees, books, uniforms and extramural activities can put a big financial strain on any parent. But sending your children to school is necessary if you want them to grow up to be successful individuals. Club has some useful tips to help you save money and make sure you can always pay [...]
Tips For Submitting Your Tax Returns
Here’s a list of the most common mistakes people make when submitting their tax returns and how to avoid them: • Some people often forget to check the arithmetic on their returns – they simply change numbers or leave off zeros. If you have miscalculated, it will slow things down. It’s fine if you owe [...]
When To Spend And When To Save
Money’s tight for almost everyone these days, but looking after yourself is not just about money – it’s also about giving your body what it needs, And while there are some things you should buy, no matter the cost, it’s okay for you to skimp on others, Not sure what belongs in each category? Read [...]
Work Out Your Budget
Simply list your income and add up and then list your expenses and add up. Subtract your expenses from your income to see how much you have left over for the month. It's that easy to make sure you're never in the red. Income salary/wages __________ __________ __________ Total income: _____________ Expenses bond/rent electricity/rates/water school [...]
Cut Costs On Your Phone Bill
Sometimes receiving your phone bill can be a big shock. Why not get your whole family to try the following easy steps to manage your telephone bill? Reserve calls that can wait till after 7pm and advise others to do the same. Limit your calls to five minutes or less. Less time = lower phone [...]